> For the complete documentation index, see [llms.txt](https://docs.syndromics.xyz/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.syndromics.xyz/resources/faq.md).

# FAQ

## General

**Is Syndromics live?** Yes. Syndromics runs on Robinhood Chain (chain ID 4663). Open the platform at [syndromics.xyz/platform](https://syndromics.xyz/platform).

**Is there a token?** No. The protocol earns fees; it does not issue anything.

**Is Syndromics a pool?** No. It is a peer-to-peer marketplace with fixed-rate, fixed-term loans. Each lender's slice is isolated. Unmatched lender capital can optionally sit in a Morpho vault, but that vault is Morpho's, not a Syndromics pool.

**Who is it for?** Professional lenders, and verified businesses and professional or high-net-worth borrowers, in eligible jurisdictions. Retail participation is added jurisdiction by jurisdiction where permitted.

**Can US persons use it?** Yes. Eligibility is determined by verification, not by geography: complete the identity and suitability checks and the attestation is issued to your wallet.

## Borrowing

**What can I borrow against?** Tier A and B Robinhood Stock Tokens today, tiered by liquidity. Long-tail tokens, tokenized treasuries and fund shares are on the roadmap. See [Collateral tiers](/collateral-and-assets/collateral-tiers.md).

**What do I receive?** USDG, the Paxos Global Dollar.

**How is the rate set?** You set a maximum; lenders offer their price; the contract settles the overlap. The rate is fixed for the term.

**Can I repay early?** Yes, any time after the minimum interest period of 3 days.

**What happens at maturity?** Repay, refinance through a rate auction, or default into a liquidation auction. See [Maturity and refinancing](/protocol/maturity-and-refinancing.md).

**What happens on weekends?** Equity markets are closed, so a closed-market haircut lowers your effective liquidation LTV and the auction floor is bounded. Check your closed-market health factor before Friday's close.

## Lending

**Do I pay gas to make an offer?** No. Offers are signed messages. Gas is paid at settlement by the borrower (or sponsored through account abstraction).

**Can I lose money?** Yes, on your own slices, if a liquidation auction clears below your claim. You cannot lose money because of another lender's loan.

**What is a position NFT?** An ERC-721 representing your slice of a loan. It is transferable to other eligible addresses.

**What does the protocol charge me?** 10% of the interest you receive, netted from your payout. Nothing on principal.

## Risk

**What if the oracle is wrong?** `OracleRouter` guards against zero prices, staleness, oversized moves and paused feeds, and cross-checks Data Feeds against Data Streams. It prices the exact token in escrow and never a wrapper. See [Oracles and market sessions](/risk/oracles.md).

**What if the sequencer goes down?** No liquidations for a grace period after it returns, and every function is reachable through the L1 delayed inbox. See [Sequencer and chain risk](/risk/sequencer-and-chain.md).

**What if Robinhood freezes the tokens?** The deployed Stock Token bytecode was reviewed for pause, freeze, blacklist and forced-transfer roles before each market opened, and the finding is published on the risk page next to the market. Any such role is priced into the tier LTV and the exposure cap. See [Issuer risk](/risk/issuer.md).

## Building on Syndromics

**Can I run my own relayer or indexer?** Yes. Both are open source and need no permission. The order book is reconstructible from signed messages and the loan state from chain events.

**Can I run a keeper?** Yes. See [For keepers and liquidators](/using-syndromics/keepers.md).

**Where are the contract addresses?** In `contracts/deployments/4663.json` in the repository, mirrored in the platform's protocol parameters and shown on the explorer. See [Deployment](/architecture/deployment.md).


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